Chalk Speak: Ought to You Do a Roth Conversion? The way to Assume About It, and the Errors to Keep away from
on Oct 12, 2026
“Actual Cash Questions. Knowledgeable Solutions”
When:
October twentieth, 2026
3:30 pm Japanese; 12:30 pm Pacific
~45 minutes & Q/A included
How: Zoom Assembly
Recorded and accessible to retrieve for one
month
Value: Free to ongoing purchasers; $10 per session for friends
Ought to You Do a Roth Conversion?
The way to Assume About It, and the Errors to Keep away from
Hosted by: Anna Sergunina, CFP®
Visitor commentator: Rob Colon, CFP®, EA
Tax Skilled: MainStreet Tax Providers
Must you convert a part of your IRA to a Roth, and is that this the 12 months to do it? It’s the query we hear most in shopper conferences this fall, and many individuals get caught debating it whereas the window for 2026 closes on December 31. Be part of Anna Sergunina, CFP®, and Robert Colon, CFP®, EA, the tax skilled who prepares returns for MainStreet purchasers, for a sensible dialog about suppose via the choice, the prices that transcend the revenue tax, and the errors we see most frequently on actual tax returns.
Meet Robert Colon, CFP®, EA
Rob is an impartial tax skilled and trusted accomplice of MainStreet Monetary Planning. With over 15 years of expertise in monetary planning and accounting, he gives tax preparation and proactive tax planning providers to MainStreet purchasers. As each a CFP® skilled and an IRS Enrolled Agent, Rob works intently with our monetary planners to assist purchasers make tax-smart selections that help their total monetary objectives.
MainStreet Tax Providers: Tax preparation and forward-looking tax planning for energetic MainStreet purchasers, constructed into your Cash Roadmap so your planner and your tax preparer are working from the identical plan.
A few of the matters we’ll focus on:
- Must you convert in any respect? The fundamental trade-off of paying tax now or later, and who pays it later, you or your heirs
- The years when changing makes essentially the most sense, and when it doesn’t
- Prices past the revenue tax: Medicare premiums (IRMAA) and ACA medical insurance subsidies
- How a lot to transform, with out overshooting your tax bracket
- The errors we see most frequently
- Subsequent steps, what paperwork to assemble and what professionals to have interaction
- Your questions, answered stay
Disclaimer: It is a broad group session and sure methods could or might not be applicable for particular conditions. MainStreet makes no declare that each one member posted data is correct or ought to be acted upon with out skilled and particular person monetary planning, tax and/or authorized recommendation.